Terms and Conditions GetMo – English Version


Last update: 19 October 2023


Welcome to https://www.getmo.tech/ (“Website”), the Terms and Conditions set out below govern the use of the services offered by GetmoPte. Ltd. (“GetMo”) and all Service on our Website (“T&C”).


1.1     GetMo owns and operates services through the GetMo website by providing business analysis and evaluation services to e-commerce by giving funding options to accelerate business growth with a Revenue-Based Financing and Fixed Loan systems.

1.2     The purpose of these T&C is to regulate the use of the Service,therefore GetMo has all the rights to make changes to the applicable T&C atany time and will always be attached to the GetMo Website. Any changes to the T&C that occur, GetMo will always provide notification via email and on ourwebsite. We urge that it is your responsibility to follow the changes to the T&C from time to time by reading, understanding and agreeing to the applicable T&C. By registering yourself with the GetMo service, we assume that you have read, understood and agreed to all the T&Cs consciously and without coercion from any party.



2.1      In these T&C, unless otherwise expressly provided, several terms contained in these T&C have the following meanings:

a.    T&C is an agreement between GetMo and you that contains a set of rules that regulate rights, obligations and responsibilities.

b.    Loans are funds or facilities lent by Financial Services Institution Partner to you.

c.    Financial Services Institution Partner is a financial service institution namely PT Digital Micro Indonesia or Danabijak that is established and registered under the Financial Services Authority (Otoritas Jasa Keuangan or“OJK”) as Information Technology Based Peer-to-Peer Lending Service Provider through Member of Commissioner of OJK Decree No. KEP 92/D.05/2021 dated 8 September 2021, that collaborate with GetMo to provide Loan disbursement facilities to Borrower.

d.   Confidential Information is all information communicated between parties to these T&C, whether in writing,electronically or orally, including this Service, but does not include information that has become or will be made public, except for that which has been revealed and disclosed without authorization or by the party users or others unauthorizedly.

e.   Data is any data that you enter or being entered with your authority on the Website.

f.     Intellectual Property Rights means patents, trademarks, service marks, copyrights, rights to designs, know-how, or other intellectual or industrial property rights, whether registered or unregistered.

g.   Service is a Peer-to-Peer lending platform owned, created and managed by Financial Services Institution Partner.

h.   Website is an internet site at the domain https://www.getmo.tech/ or another internet site managed by GetMo.

i.     Borrower is a person, or on behalf of an individual, organization or other entity who registers to use the Service.

j.     You are the Borrower.

k.    Customer Support is the customer service center that we provide for you and can be contacted via telephone+6281337428084 and/or email customersupport@getmo.id and/or live chaton the GetMo platform and can be used when you experience problems using GetMoor when you use the Service.



3.1       GetMo grants you the right to access and use the Service. The rights listed are non-exclusive, do not apply to other parties and are limited by the party signing the agreement.

3.2       You acknowledge and agree, subject to any written agreement or other applicable law:

a.   Whereas any use of the service is your responsibility.

b.   Whereas we only act as financial service aggregator platform by providing funding options from our Financial Service Institution Partner.Therefore, we collect data only for the purposes of providing the Service. Wedo not store this data, however we forward it to our Financial Services Institution Partner for further process.

c.    Whereas the Financial Services Institution Partner has the right to accept or reject prospective Borrower regarding Loan applications.



4.1     General Obligation: You must ensure to only use the Service and Website for your proper and lawful internal business purposes, in accordance with the T&C and notices published by GetMo or contained on the Website. GetMo is not responsible if you do things that violate the laws and regulations in force in the Republic of Indonesia while using the Service.

4.2       Access Obligations: You are obliged to ensure that the username and password required to access the Service are kept securely and confidentially. You are not permitted to misuse,use unauthorized access, modify, copy, imitate, disassemble, or manipulate the Service or the GetMo website in any way that may interfere with the continuity of the Service.



5.1       The provisions of these T&C are regulated and interpreted and implemented based on the laws in force in the Republic of Indonesia.

5.2       All disputes related to these T&C, shall be resolved by deliberation to reach consensus or through the Central Jakarta District Court.



6.1       GetMo may change these Service T&C at any time by posting revised T&C on this Website. Your use of the Website after such changes are posted shall be deemed to constitute your acceptance of such revised Service T&C.

6.2       You may not assign, sublicense or transfer any of the rights granted to you herein or subcontract any of your obligations.

6.3       You agree to comply with all applicable laws, statutes,regulations and codes, including any amendments (if any), relating to anti-bribery and corruption including without limitation OJK Regulation No.77/POJK.01/2016 concerning Information Technology Based Money Lending and Borrowing Services, Law No. 11 of 1980 concerning the Crime of Bribery, Law No.31 of 1999 concerning the Eradication of Corruption Crimes, as most recently amended by Law No. 20 of 2001 (as may be amended from time to time) and other relevant regulations.

6.4       GetMo upholds that all acts or attempts at manipulation, crime,fraud, and/or acts of violation of rules committed by Borrower that occur in orin the use of the Website constitute a serious violation ("Violation").

6.5       The Borrower agrees that GetMo has the absolute right to take all necessary actions to restore and protect its good name and request compensation from the Borrower who committed the Violation for the losses suffered by GetMo including but not limited to carrying out examinations or investigations(either alone or in collaboration with the authorities), block accounts, deletecontent and/or accounts, reprimand the relevant Borrower, freeze accounts,compensate for losses suffered by GetMo.

6.6       If you have any questions or concerns about these T&C or any issues arising in these T&C or on the Website, please contact our Customer Support.



7.1       These T&C are a form of binding agreement between you and GetMo and come into effect when you start accessing the Website services.